About Us

Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010.

Carl has also been featured on Marketplace Money, Oprah.com, and Forbes.com. In addition, Carl has become a frequent keynote speaker at financial planning conferences and visual learning events around the world.

Through his simple sketches, Carl makes complex financial concepts easy to understand. His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin).

His sketches have appeared in a solo show at the Kimball Art Center in Park City, Utah as well as other showings at Parsons School of Design in New York City, The Schulz Museum in Santa Rosa, California, and an exhibit at the Mansion House in London.

His commissioned work is on display in businesses and educational institutions across the globe.

He currently resides in London with his family and is available for speaking engagements and conferences both nationally and internationally.

Over the past 20 years, I have met with thousands and thousands of advisors all over the world. From the US to the UK, New Zealand to South Africa, India and beyond—one thing has become apparent: The work that you do as a real financial planner is massively valuable.

And it is only getting more valuable. Today’s fast paced world is full of “noise” about personal finance. Just think about how many times a day you hear something about money, the stock market, investment properties. Now think about how many times a day your clients hear about the same things! Ordinary people—the people you work with—are asked to sort through more financial information every day than they would have had to in an entire year in the past. And they are increasingly left on their own to do it.

That leaves financial professionals with a massive opportunity to be of service. To help people. To make a real difference in the lives of their clients, and through that work, to make a massive difference in the world. And while that may sound like a daunting task, I would encourage you to think of it as an awesome privilege. You are the only one that can provide that invaluable service for your clients. How cool is that?

But cutting through the noise is easier said than done. That’s why Amar and I have created the world class Real Financial Professional Program for you.

I guarantee you will like the RFP program.

For more details, email at: [email protected]

Live HappyRich

Carl

Amar Pandit is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania. He started his journey 15 years back when no one was talking about Financial Planning in India. While the industry was talking about returns and schemes, Amar was pioneering the approach of goal-based investing leading to conversations that mattered the most to people. Through his entrepreneurial endeavour (My Financial Advisor), Amar has successfully built the happiest private wealth management firm helping surgeons, corporate executives, business owners and celebrities find their own version of happiness.

Having made a happy difference in the lives of 400 families (Rs. 2000 Crore of Assets), it was time for Amar to realize his original vision of taking goal-based investing to the remotest part of India and the world. Thus, he launched Happyness Factory in 2017. Using a world class customer experience platform, aided with state-of-the-art technology ecosystem, Happyness Factory empowers financial professionals and families to have meaningful conversations about what is important to them and how they could achieve their financial goals.

Amar is extremely passionate about spreading financial literacy and has already written 4 bestselling books and 1000+ columns in leading publications and portals. He envisions sharing his rich experience and wisdom in the simplest way with all advisors so that they can build an awesome firm and make a happy difference in the lives of their clients.

When I asked a group of financial professionals "Why are you in this business?" most of them were stunned at first with the unexpected question and struggled to answer with confidence. I have interacted with thousands of you and have received a similar reaction every time. This is because we have not thought deeply enough about our real purpose. Very rarely have we thought about our purpose or even asked ourselves "Why am I doing this?”

However, this is an extremely profound question and one that would ultimately lead you to build the Firm of the Future. I see the power of the work you do is so immense but you are unable to communicate that clearly as your value gets measured in terms of market performance and choice of products. Carl and I have created the Real Financial Professional Program to help you to build a world class firm that has amazing clients who understand your true worth and love the role that you play in their lives.

We’ll be walking you, step-by-step, through exactly what you need to do to:

• Make more money, and bring in more dream clients (yes, even now!)
• Adjust to the “new normal”, and use this once-every-few-decades opportunity to create a thriving, highly profitable practice built to withstand any global or economic shift.
• Transform the way your clients see you, so competition becomes irrelevant, and you can claim 100% wallet share, all while making their lives (and the world!) a better, happier place.

For more details, email at: [email protected]

Live HappyRich

Amar